Crescent wants your business!
To show you how much, Innovative Brokers can make an additional 1/4 of a point on all fixed rate, Conventional and Government loans today thru 7/14/2010! The adjustment will show in the price engine.
Same great service, even better price!
Robert Shellenberger
Account Executive / Florida
5901 Peachtree Dunwoody Rd, NE
Bldg C, Suite 250,
Atlanta GA 30328
727-638-1583 Direct Phone
rshellenberger@crescentmortgage.net
www.crescentexpress.net
Thursday, June 24, 2010
Tuesday, June 15, 2010
Maverick Funding
We are not approved with this lender, but we will sign upon an Innovative Originator having a valid loan to submit to them.
Maverick offers a full line of FHA & Conventional loan programs. Maverick’s Two biggest niche’s are Speed of Service & Common Sense Underwriting. As simple as it may sound, I have been very successful in helping each and every one of my brokers increase their closing ratios with these two tools alone.
1. Speed of Service - Maverick’s main focus is on speedy service and getting your loans closed as quickly & hassle free as possible. Our turn times for approvals are running between 48-72 hours consistently. Conditions are cleared as they are sent in (same day) and we very frequently accommodate closings the same day that your conditions are cleared. You don't have to wait days, or even weeks (like some lenders) to get your conditions cleared or to get a closing package out!!
2. Common Sense Underwriting - Maverick has a team of underwriters that specialize in “Common Sense Underwriting”. Many, many of the loans that we take in and approve have been denied elsewhere. We understand that just about every file today has a grey area, and if the loan makes sense, we are willing to step outside the box and get the deal done.
Fast Facts About Maverick Funding:
· Minimum Fico is 620
· No Maximum Debt Ratio on FHA loans with Approve/Eligible findings
· We offer Conventional, FHA, & High Balance loan programs
· Minimum loan amount is $80,000
· We will accept any lender’s DU findings
· Rates locks do not have to cover the 3 day rescission period on refinances
States Licensed: AL, CA, CO*, CT, DE, FL, IN*, MA, ME, MD, NC*, NH, NJ, OH, PA, RI, TN*, VA, VT, WA*
*Conventional Only
I work as an inside Account Executive. I am easy to reach by both phone & email. I am available 24/7 to answer questions and review loan scenarios. If you have any questions at all, please do not hesitate to give me a call.
Thanks,
Lisa
Maverick offers a full line of FHA & Conventional loan programs. Maverick’s Two biggest niche’s are Speed of Service & Common Sense Underwriting. As simple as it may sound, I have been very successful in helping each and every one of my brokers increase their closing ratios with these two tools alone.
1. Speed of Service - Maverick’s main focus is on speedy service and getting your loans closed as quickly & hassle free as possible. Our turn times for approvals are running between 48-72 hours consistently. Conditions are cleared as they are sent in (same day) and we very frequently accommodate closings the same day that your conditions are cleared. You don't have to wait days, or even weeks (like some lenders) to get your conditions cleared or to get a closing package out!!
2. Common Sense Underwriting - Maverick has a team of underwriters that specialize in “Common Sense Underwriting”. Many, many of the loans that we take in and approve have been denied elsewhere. We understand that just about every file today has a grey area, and if the loan makes sense, we are willing to step outside the box and get the deal done.
Fast Facts About Maverick Funding:
· Minimum Fico is 620
· No Maximum Debt Ratio on FHA loans with Approve/Eligible findings
· We offer Conventional, FHA, & High Balance loan programs
· Minimum loan amount is $80,000
· We will accept any lender’s DU findings
· Rates locks do not have to cover the 3 day rescission period on refinances
States Licensed: AL, CA, CO*, CT, DE, FL, IN*, MA, ME, MD, NC*, NH, NJ, OH, PA, RI, TN*, VA, VT, WA*
*Conventional Only
I work as an inside Account Executive. I am easy to reach by both phone & email. I am available 24/7 to answer questions and review loan scenarios. If you have any questions at all, please do not hesitate to give me a call.
Thanks,
Lisa
Maverick offers a full line of FHA & Conventional loan programs. Maverick’s Two biggest niche’s are Speed of Service & Common Sense Underwriting. As simple as it may sound, I have been very successful in helping each and every one of my brokers increase their closing ratios with these two tools alone.
1. Speed of Service - Maverick’s main focus is on speedy service and getting your loans closed as quickly & hassle free as possible. Our turn times for approvals are running between 48-72 hours consistently. Conditions are cleared as they are sent in (same day) and we very frequently accommodate closings the same day that your conditions are cleared. You don't have to wait days, or even weeks (like some lenders) to get your conditions cleared or to get a closing package out!!
2. Common Sense Underwriting - Maverick has a team of underwriters that specialize in “Common Sense Underwriting”. Many, many of the loans that we take in and approve have been denied elsewhere. We understand that just about every file today has a grey area, and if the loan makes sense, we are willing to step outside the box and get the deal done.
Fast Facts About Maverick Funding:
· Minimum Fico is 620
· No Maximum Debt Ratio on FHA loans with Approve/Eligible findings
· We offer Conventional, FHA, & High Balance loan programs
· Minimum loan amount is $80,000
· We will accept any lender’s DU findings
· Rates locks do not have to cover the 3 day rescission period on refinances
States Licensed: AL, CA, CO*, CT, DE, FL, IN*, MA, ME, MD, NC*, NH, NJ, OH, PA, RI, TN*, VA, VT, WA*
*Conventional Only
I work as an inside Account Executive. I am easy to reach by both phone & email. I am available 24/7 to answer questions and review loan scenarios. If you have any questions at all, please do not hesitate to give me a call.
Thanks,
Lisa
ldellaporta@maverickfunding.com
772/233/3982
Maverick offers a full line of FHA & Conventional loan programs. Maverick’s Two biggest niche’s are Speed of Service & Common Sense Underwriting. As simple as it may sound, I have been very successful in helping each and every one of my brokers increase their closing ratios with these two tools alone.
1. Speed of Service - Maverick’s main focus is on speedy service and getting your loans closed as quickly & hassle free as possible. Our turn times for approvals are running between 48-72 hours consistently. Conditions are cleared as they are sent in (same day) and we very frequently accommodate closings the same day that your conditions are cleared. You don't have to wait days, or even weeks (like some lenders) to get your conditions cleared or to get a closing package out!!
2. Common Sense Underwriting - Maverick has a team of underwriters that specialize in “Common Sense Underwriting”. Many, many of the loans that we take in and approve have been denied elsewhere. We understand that just about every file today has a grey area, and if the loan makes sense, we are willing to step outside the box and get the deal done.
Fast Facts About Maverick Funding:
· Minimum Fico is 620
· No Maximum Debt Ratio on FHA loans with Approve/Eligible findings
· We offer Conventional, FHA, & High Balance loan programs
· Minimum loan amount is $80,000
· We will accept any lender’s DU findings
· Rates locks do not have to cover the 3 day rescission period on refinances
States Licensed: AL, CA, CO*, CT, DE, FL, IN*, MA, ME, MD, NC*, NH, NJ, OH, PA, RI, TN*, VA, VT, WA*
*Conventional Only
I work as an inside Account Executive. I am easy to reach by both phone & email. I am available 24/7 to answer questions and review loan scenarios. If you have any questions at all, please do not hesitate to give me a call.
Thanks,
Lisa
Maverick offers a full line of FHA & Conventional loan programs. Maverick’s Two biggest niche’s are Speed of Service & Common Sense Underwriting. As simple as it may sound, I have been very successful in helping each and every one of my brokers increase their closing ratios with these two tools alone.
1. Speed of Service - Maverick’s main focus is on speedy service and getting your loans closed as quickly & hassle free as possible. Our turn times for approvals are running between 48-72 hours consistently. Conditions are cleared as they are sent in (same day) and we very frequently accommodate closings the same day that your conditions are cleared. You don't have to wait days, or even weeks (like some lenders) to get your conditions cleared or to get a closing package out!!
2. Common Sense Underwriting - Maverick has a team of underwriters that specialize in “Common Sense Underwriting”. Many, many of the loans that we take in and approve have been denied elsewhere. We understand that just about every file today has a grey area, and if the loan makes sense, we are willing to step outside the box and get the deal done.
Fast Facts About Maverick Funding:
· Minimum Fico is 620
· No Maximum Debt Ratio on FHA loans with Approve/Eligible findings
· We offer Conventional, FHA, & High Balance loan programs
· Minimum loan amount is $80,000
· We will accept any lender’s DU findings
· Rates locks do not have to cover the 3 day rescission period on refinances
States Licensed: AL, CA, CO*, CT, DE, FL, IN*, MA, ME, MD, NC*, NH, NJ, OH, PA, RI, TN*, VA, VT, WA*
*Conventional Only
I work as an inside Account Executive. I am easy to reach by both phone & email. I am available 24/7 to answer questions and review loan scenarios. If you have any questions at all, please do not hesitate to give me a call.
Thanks,
Lisa
Maverick offers a full line of FHA & Conventional loan programs. Maverick’s Two biggest niche’s are Speed of Service & Common Sense Underwriting. As simple as it may sound, I have been very successful in helping each and every one of my brokers increase their closing ratios with these two tools alone.
1. Speed of Service - Maverick’s main focus is on speedy service and getting your loans closed as quickly & hassle free as possible. Our turn times for approvals are running between 48-72 hours consistently. Conditions are cleared as they are sent in (same day) and we very frequently accommodate closings the same day that your conditions are cleared. You don't have to wait days, or even weeks (like some lenders) to get your conditions cleared or to get a closing package out!!
2. Common Sense Underwriting - Maverick has a team of underwriters that specialize in “Common Sense Underwriting”. Many, many of the loans that we take in and approve have been denied elsewhere. We understand that just about every file today has a grey area, and if the loan makes sense, we are willing to step outside the box and get the deal done.
Fast Facts About Maverick Funding:
· Minimum Fico is 620
· No Maximum Debt Ratio on FHA loans with Approve/Eligible findings
· We offer Conventional, FHA, & High Balance loan programs
· Minimum loan amount is $80,000
· We will accept any lender’s DU findings
· Rates locks do not have to cover the 3 day rescission period on refinances
States Licensed: AL, CA, CO*, CT, DE, FL, IN*, MA, ME, MD, NC*, NH, NJ, OH, PA, RI, TN*, VA, VT, WA*
*Conventional Only
I work as an inside Account Executive. I am easy to reach by both phone & email. I am available 24/7 to answer questions and review loan scenarios. If you have any questions at all, please do not hesitate to give me a call.
Thanks,
Lisa
ldellaporta@maverickfunding.com
772/233/3982
New VA lender- REMN
Please contact Jennifer with any questions or to get set up
Jennifer Amir
Account Executive / FHA
Real Estate Mortgage Network, Inc.
499 Thornall St. 2nd Floor
Edison, NJ 08837
REMN FHA ID# 78113-00008
REMN VA ID# 5597800000
732-738-7100 Ext. 341/Office
973-390-0920/ Cellular
866-789-2360/ Fax
Jennifer@fhaland,comwww.remnwholesale.com
Jennifer Amir
Account Executive / FHA
Real Estate Mortgage Network, Inc.
499 Thornall St. 2nd Floor
Edison, NJ 08837
REMN FHA ID# 78113-00008
REMN VA ID# 5597800000
732-738-7100 Ext. 341/Office
973-390-0920/ Cellular
866-789-2360/ Fax
Jennifer@fhaland,comwww.remnwholesale.com
Monday, June 14, 2010
Network Credit- New Pricing
Per our conversation I wanted to send you the products and pricing that we can offer Innovative Mortgage and your approved mortgage brokers. We are really happy that we now have all of the products you need to close all of your loans with your lenders.
We can offer you the following prices. Please let me know what you think of them and if we can save you and your brokers money!
Individual One Bureau Report - $3.35 – Trans Union
Joint One Bureau Report - $5.45 – Trans Union
Individual Trimerge - $10.15
Joint Trimerge - $16.80 – Our Trimerge includes scores, OFAC alert, and safescan and we do not charge for using Calyx Point.
Supplements - $7 per tradeline
Rapid Rescore - $30 per bureau per tradeline
Credit Radar cover sheet – free until August
What If Simulators - $5 per bureau
No minimums on any mortgage broker
4506 T Report – 1 year - $7.25
4506 T Report – 2 year - $12.50
FNMA Reissue Fee - $2.50
Mortgage Fraud Report - $16.00
The breakdown of the 4 reports that make up the Mortgage Fraud Report is as follows:
ID Report - $2.50
MERS Report - $1.50
Property History - $8.00
Employer ID - $4.00
You can keep all of the reports or if you don’t think you need all of them we can take off the ones you do not need.
We also have our credit card link that can go onto anyones web site for their clients to fill out and pay with their credit card. The fee is $2.50 but the client will pay for that with his credit card.
Suzanne, we can get your mortgage brokers set up within a business day and we can help them with all of their needs and questions. I am local so I can meet with any of your branches that would like me to come by. We can also set up webinars or they can just contact me and I will help them as soon as possible.
I would love to get more business from you so if there is anything else I can do for you please let me know. I think our pricing sounded like we could save your brokers money but if they need to be lowered I would be happy to contact my boss.
If for some reason they still want to pull credit with another company we can still save them money with our 4506Ts.
I look forward to hearing from you. Have a great week.
Doug Swan
Account Executive
Network Credit Services
813-299-2611 Cell
813-685-4410 Fax
We can offer you the following prices. Please let me know what you think of them and if we can save you and your brokers money!
Individual One Bureau Report - $3.35 – Trans Union
Joint One Bureau Report - $5.45 – Trans Union
Individual Trimerge - $10.15
Joint Trimerge - $16.80 – Our Trimerge includes scores, OFAC alert, and safescan and we do not charge for using Calyx Point.
Supplements - $7 per tradeline
Rapid Rescore - $30 per bureau per tradeline
Credit Radar cover sheet – free until August
What If Simulators - $5 per bureau
No minimums on any mortgage broker
4506 T Report – 1 year - $7.25
4506 T Report – 2 year - $12.50
FNMA Reissue Fee - $2.50
Mortgage Fraud Report - $16.00
The breakdown of the 4 reports that make up the Mortgage Fraud Report is as follows:
ID Report - $2.50
MERS Report - $1.50
Property History - $8.00
Employer ID - $4.00
You can keep all of the reports or if you don’t think you need all of them we can take off the ones you do not need.
We also have our credit card link that can go onto anyones web site for their clients to fill out and pay with their credit card. The fee is $2.50 but the client will pay for that with his credit card.
Suzanne, we can get your mortgage brokers set up within a business day and we can help them with all of their needs and questions. I am local so I can meet with any of your branches that would like me to come by. We can also set up webinars or they can just contact me and I will help them as soon as possible.
I would love to get more business from you so if there is anything else I can do for you please let me know. I think our pricing sounded like we could save your brokers money but if they need to be lowered I would be happy to contact my boss.
If for some reason they still want to pull credit with another company we can still save them money with our 4506Ts.
I look forward to hearing from you. Have a great week.
Doug Swan
Account Executive
Network Credit Services
813-299-2611 Cell
813-685-4410 Fax
Pacific Union Financial-
. I’ve attached some information about some of our niche products in today’s market. We are able to get a lot of loans done that most lenders will not do. We have 48-72 hour UW times. Our average turn time from start to finish is 16 days.
However, in FL we have a couple more overlays then what is on my attached information:
ONLY purchases and rate/term refis
Owner occ properties only
Max LTV on agency 80
1 unit only
Minimum fico for ALL products is 660.
Only 30 and 15 yr fixed products on both agency and IO.
Absolutely no flips on FL loans, minimum 6 months seasoning.
Absolutely NO CONDOS
Although this might seem like a lot, we still have only 1 score reporting is good, no max DTI for FHA with a DU approval. We’ll go to 50% back end on conventional. No minimum tradelines. Less then 2 years self-employed (case by case).
Please take a look, and let me know if you have something you’d like me to look at for you. Again, I appreciate you passing this along for me, and I look forward to hearing from you.
Thanks,
Luke Meissner
Account Executive
Pacific Union Financial
443-761-6060(P)
410-688-9237(C)
lucas.meissner@loanpacific.com
www.pacuniondirect.com
However, in FL we have a couple more overlays then what is on my attached information:
ONLY purchases and rate/term refis
Owner occ properties only
Max LTV on agency 80
1 unit only
Minimum fico for ALL products is 660.
Only 30 and 15 yr fixed products on both agency and IO.
Absolutely no flips on FL loans, minimum 6 months seasoning.
Absolutely NO CONDOS
Although this might seem like a lot, we still have only 1 score reporting is good, no max DTI for FHA with a DU approval. We’ll go to 50% back end on conventional. No minimum tradelines. Less then 2 years self-employed (case by case).
Please take a look, and let me know if you have something you’d like me to look at for you. Again, I appreciate you passing this along for me, and I look forward to hearing from you.
Thanks,
Luke Meissner
Account Executive
Pacific Union Financial
443-761-6060(P)
410-688-9237(C)
lucas.meissner@loanpacific.com
www.pacuniondirect.com
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